Stop Surprise Bills.
Win With Proof.

Upload your plan to check prior-auth, see the exact rule, get call scripts, and generate a cited appeal if denied.

Quick Setup

Quick Setup

SOC 2 Type I

SOC 2 Type I

ISO 27001

ISO 27001

Boost your productivity

Upload your plan to check prior-auth, see the exact rule, get call scripts, and generate a cited appeal if denied.

Quick Setup

SOC 2 Type I

ISO 27001

Forecast Prior-Auth

Forecast Prior-Auth

Forecast Prior-Auth

Save hours

Avoid denials

Cluari handles the jargon. We forecast prior-auth risk, decode EOB codes in plain English, and generate a complete appeal pack with page-locked policy proof.

Check if prior auth required?

policy and formulary scan

Yes

New document uploaded

trigger (plan / EOB / denial)

Message member

#call-script (payer)

Create case record

PA checklist + deadlines

Email call script

payer & provider steps

Check if prior auth required?

policy and formulary scan

Yes

New document uploaded

trigger (plan / EOB / denial)

Message member

#call-script (payer)

Create case record

PA checklist + deadlines

Email call script

payer & provider steps

Check if prior auth required?

policy and formulary scan

Yes

New document uploaded

trigger (plan / EOB / denial)

Message member

#call-script (payer)

Create case record

PA checklist + deadlines

Email call script

payer & provider steps

Prior-auth detection

97% efficiency

EOB Decoder

EOB Decoder

EOB Decoder

Understand decisions instantly

Turn CARC/RARC codes into plain reasons and next steps: what to ask, what to attach, and who to call.

Why people switch to Cluari

Why people switch to Cluari

Why people switch to Cluari

Stop guessing.
Start appealing with proof.

When plan rules hide and EOB codes confuse, Cluari predicts prior auth, decodes statements, and turns this into steps and a policy-cited appeal you can verify.

Without Cluari

Without Cluari

With Cluari

With Cluari

Prior-Auth Forecast

Forecast + Rule

Prior-Auth Forecast

Forecast + Rule

Prior-Auth Forecast

Forecast + Rule

Policy Page

Hard to Find

Exact page anchor

Policy Page

Hard to Find

Exact page anchor

Policy Page

Hard to Find

Near-zero

EOB/Denial Codes

Manual Lookups

Auto-decode

EOB/Denial Codes

Manual Lookups

Auto-decode

EOB/Denial Codes

Manual Lookups

Auto-decode

Pre-Visit Checklist (CPT/ICD/Forms, Portal/Fax)

X

Checklist Ready

Pre-Visit Checklist (CPT/ICD/Forms, Portal/Fax)

X

Checklist Ready

Pre-Visit Checklist (CPT/ICD/Forms, Portal/Fax)

X

Checklist Ready

Appeal Pack

Template

Cited Pack + Attachments

Appeal Pack

Template

Cited Pack + Attachments

Appeal Pack

Template

Cited Pack + Attachments

Onboarding Speed

Weeks to Months

Minutes

Onboarding Speed

Weeks to Months

Minutes

Onboarding Speed

Weeks to Months

Minutes

Call Scripts (Insurer & Provider)

X

Scripts for Both

Call Scripts (Insurer & Provider)

X

Scripts for Both

Call Scripts (Insurer & Provider)

X

Scripts for Both

Deadlines

Manual Tracking

Auto Deadlines + Reminders

Deadlines

Manual Tracking

Auto Deadlines + Reminders

Deadlines

Manual Tracking

Auto Deadlines + Reminders

Confidence

Guesswork

Confidence Meter + Sources

Confidence

Guesswork

Confidence Meter + Sources

Confidence

Guesswork

Confidence Meter + Sources

SOC 2 Type I

SOC 2 Type I

ISO27001

ISO27001

How it works

How it works

How it works

Three steps to clarity

Upload

Snap your card and upload your policy/EOB (PDF or photo).

Upload

Snap your card and upload your policy/EOB (PDF or photo).

Upload

Snap your card and upload your policy/EOB (PDF or photo).

Decode & Verify

See if prior auth is needed—exact rule, confidence, and call scripts.

Decode & Verify

See if prior auth is needed—exact rule, confidence, and call scripts.

Decode & Verify

See if prior auth is needed—exact rule, confidence, and call scripts.

Send with Receipts

Denied? We draft a cited appeal and track deadlines.

Send with Receipts

Denied? We draft a cited appeal and track deadlines.

Send with Receipts

Denied? We draft a cited appeal and track deadlines.

frequently asked questions

frequently asked questions

frequently asked questions

Common questions answered

What is Cluari?

A consumer tool that predicts prior-auth needs, decodes EOB denials, and generates proof-backed appeal packs using your own plan documents.

What is Cluari?

A consumer tool that predicts prior-auth needs, decodes EOB denials, and generates proof-backed appeal packs using your own plan documents.

What is Cluari?

A consumer tool that predicts prior-auth needs, decodes EOB denials, and generates proof-backed appeal packs using your own plan documents.

Do I need my full policy?

No. Start with your insurance card. You can add your Summary of Benefits or policy PDF anytime.

Do I need my full policy?

No. Start with your insurance card. You can add your Summary of Benefits or policy PDF anytime.

Do I need my full policy?

No. Start with your insurance card. You can add your Summary of Benefits or policy PDF anytime.

Is this legal advice?

No—information only. We cite your plan so you can verify everything yourself.

Is this legal advice?

No—information only. We cite your plan so you can verify everything yourself.

Is this legal advice?

No—information only. We cite your plan so you can verify everything yourself.

Is my data safe?

We use encrypted storage and never sell your data. You control deletion at any time.

Is my data safe?

We use encrypted storage and never sell your data. You control deletion at any time.

Is my data safe?

We use encrypted storage and never sell your data. You control deletion at any time.

What if my insurer denies again?

Cluari updates the pack with additional evidence and tracks appeal deadlines.

What if my insurer denies again?

Cluari updates the pack with additional evidence and tracks appeal deadlines.

What if my insurer denies again?

Cluari updates the pack with additional evidence and tracks appeal deadlines.

Ready to work smarter?

Cluari checks pre-approval, explains your EOB, and builds a proof-linked appeal.

Appeals With Receipts.

© 2025 Cluari. All rights reserved.

Backed by Cornell University

Ready to work smarter?

Cluari checks pre-approval, explains your EOB, and builds a proof-linked appeal.

Appeals With Receipts.

© 2025 Cluari. All rights reserved.

Backed by Cornell University

Ready to work smarter?

Cluari checks pre-approval, explains your EOB, and builds a proof-linked appeal.

Appeals With Receipts.

© 2025 Cluari. All rights reserved.

Backed by Cornell University